Total Loss Inventory & Debris Removal...
In a disaster where personal property cannot be restored to pre-disaster
condition, California Emergency Services can assist in compiling
a total loss inventory.
Anytime there is a disaster, there will be certain
items considered a "total loss". There are three reasons that an
item is deemed a total loss. One, the item is damaged so severely
that it cannot be restored to its pre-disaster condition. Two, it
is not economical to restore the item to its pre-disaster condition.
Three, it is not safe to restore the item to its pre-disaster condition.
California Emergency Services can assist you in determining
if something falls into one of these categories.
We photograph all items and then list them with
as many details as possible - physical description, size, brand,
model and serial numbers, and location in home. All information
is categorized and alphabetized on a computer printout then provided
to both you and an insurer in a format acceptable to insurance carriers.
Total loss lists are very important to both you
and your adjuster. They allow the adjuster to see your actual losses
in terms of personal property and it is only with the list that
the insurer can begin the process of reimbursing you for your personal
property losses. They are also important to you as they provide
a valuable starting point in allowing you to see what you will need
to replace in order to get your life back to normal.
After your total loss list has been approved by
both you and your insurer, CES can then remove all
total loss items and dispose of them accordingly. This is called
a debris removal. CES can also take care of all the
moving and disposal of contaminated items or items posing a health
hazard.
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